LifeLock Cost in 2026: Every Plan, Monthly and Yearly

LifeLock plans and prices (2026)

LifeLock sells three tiers, Core, Advanced and Total, each for 1 adult, 2 adults, or 2 adults plus up to 10 kids, so there are 9 plans. Prices below are what LifeLock’s own price page charged on October 24, 2026, with the monthly price in brackets.

Paying once a year is cheaper than paying monthly on every plan. Twelve monthly payments on Core for one adult add up to $149.88, which is $24.89 more than the annual price. On Total for a family the gap is $149.89 a year (our sums of published prices).

LifeLock used to sell plans called Standard, Advantage and Ultimate Plus. The current price page lists only Core, Advanced and Total, plus two Norton 360 with LifeLock bundles. Older listings you find on retail sites or forums usually show the retired plans.

Does LifeLock cost more after the first year?

LifeLock currently renews at the same price you pay in the first year. The price page’s fine print says: “Price valid for introductory term. After that, your price will renew at the standard price.” Norton’s Subscription Renewal Price List, effective March 2026, gives the standard prices, and on October 24, 2026 they matched the first-year prices for all 9 plans: $124.99 for Core, $199.99 for Advanced and $349.99 for Total, one adult.

Two catches sit in the same fine print. LifeLock may charge the renewal up to 35 days before your term ends, and prices are subject to change. Norton’s bundles already carry first-year discounts, so check the checkout line before you pay: if it shows a first-year discount, the renewal list price is what you pay from year two.

What you get for the money in each tier

Each step up raises the reimbursement limits, the number of accounts LifeLock watches and the number of credit bureaus it monitors.

The “up to” headline isn’t one pot of money. LifeLock’s Evidence of Coverage (United Specialty Insurance Company, for events on or after September 1, 2026) sets separate limits, each per member per year. On Core that means up to $25,000 each for expenses, a stolen wallet and stolen funds, plus up to $1 million for lawyers and experts. Those limits add up to $1,075,000, not the $1.05 million headline; on Advanced they add up to $1,300,000 against $1.2 million (our sums of the policy limits). We found no explanation of the gap on LifeLock’s pages. The lawyers-and-experts limit is the same on every tier, so the stolen funds line is where the tiers differ.

Scam reimbursement is a separate policy from HSB Specialty Insurance Company. Its limit is a yearly total per member, shared by everyone on a family plan, with a $100 deductible per claim, and LifeLock says it isn’t available to New York residents. Read the policy wording before you count on any of these limits; benefits depend on its terms and exclusions.

Which LifeLock plan is worth the money?

Core is worth it only if 2-bureau credit monitoring and alerts on 2 accounts cover you; Advanced is the plan most people should compare against rivals. Pick by what you’d lose:

• Core ($124.99/yr): one checking account and one credit card, and you can live with 2-bureau monitoring.
• Advanced ($199.99/yr): you want all 3 bureaus watched, several bank and card accounts, and scam reimbursement.
• Total ($349.99/yr): you hold a 401(k), investments or property and want the $1 million stolen funds limit.

A free credit freeze at Equifax, Experian and TransUnion blocks new credit accounts in your name. The FTC says there’s no cost to place or lift a freeze. Paying for LifeLock adds monitoring, alerts, restoration help and insurance on top of that. Our verdict on whether LifeLock is worth it weighs those extras against its FTC history.

LifeLock vs Norton 360 with LifeLock bundles

Norton 360 with LifeLock bundles add Norton’s device security, and they do renew higher. Norton 360 with LifeLock Select costs $99.99 for the first year and renews at $159.99; Ultimate Plus costs $299.99, then $364.99. Select covers 5 devices and monitors one credit bureau, according to its plan card; Ultimate Plus covers unlimited devices and 3 bureaus. If you don’t need Norton’s antivirus, the standalone tiers above are simpler to price.

Cheaper alternatives to LifeLock

Aura is the closest rival, and on annual billing it costs less in the first year than LifeLock’s 3-bureau plans: $144 a year for one adult against $199.99 for LifeLock Advanced. LifeLock Core is still the cheapest of the two if 2 bureaus are enough. Our side-by-side of Aura and LifeLock lines up every household size, and our full review of Aura covers Aura’s March 2026 data breach.

If the data broker removal is what you’re after, the top-ranked data removal services cover more sites than LifeLock’s 90-day scans. You can also opt out of broker sites yourself for free, alongside a credit freeze.

How to cancel LifeLock and get a refund

You cancel LifeLock from your Norton account at my.norton.com, or by contacting LifeLock Member Services, any time before the renewal date. Cancelling stops the next renewal; protection runs to the end of the term you already paid for.

• Annual plans: refund if you ask within 60 days of purchase, and again within 60 days of each annual renewal charge.
• Monthly plans: refund if you ask within 14 days of purchase.
• Bought through an app store or retailer: their refund rules may apply instead.

LifeLock’s refund policy also allows a pro-rated refund if a company that breached your data gives you free identity protection.